Takas vergi avantajı (HST/GST/PST), kalıntı değer ve faiz oranlarıyla araç kredisi ve kiralama (lease) taksitlerini karşılaştırın.
Financing vs Lease Terms
Monthly Finance Payment
₺697,95
60 months • 6.49% APR
Monthly Lease Payment
₺279,25
36 months • Tax included
Total Purchase Finance Cost
₺58.877,18
Full equity owned at end
Lease Residual Buy-out Value
₺26.400,00
55% of MSRP after 36 mo
Trade-In Tax Savings = TradeIn × SalesTaxRate
Monthly Loan = Principal × [i(1+i)^n] / [(1+i)^n - 1]
Monthly Lease = [(NetCap - Residual)/Months + (NetCap + Residual) × (APR/24)] × (1 + SalesTaxRate)Calculates financed loan payments with trade-in tax savings versus monthly lease depreciation plus rent charge with provincial sales tax applied monthly.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CRA tax brackets, provincial taxes, Bank of Canada rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor or CPA prior to executing financial commitments.
Kanada federal ve eyalet gelir vergilerini, net maaşı ve ortalama vergi oranınızı 10 eyalet ve 3 bölge için hesaplayın.
Kanada Emeklilik Planı (CPP, CPP2) ve İşsizlik Sigortası (EI) için yasal çalışan ve işveren bordro kesintilerini hesaplayın.
Kanada'da %5 GST, eyalet PST/RST/QST veya %13-%15 birleşik HST satış vergilerini vergi öncesi ve sonrası tutarlarla hesaplayın.