Calculate IRAS tenancy lease stamp duty (0.4% rate) and assess gross and net rental yields after property tax, MCST maintenance fees, and leasing fees.
Total rent over 2 year(s) is $100,800 at 0.4% IRAS statutory duty rate.
Stamp\ Duty_{\le 4\ yrs} = Total\ Rent \times 0.4\% = (Monthly\ Rent \times 12 \times Years) \times 0.004 \\
Gross\ Yield = \frac{Annual\ Rent}{Property\ Value} \times 100 \\
Net\ Yield = \frac{Annual\ Rent - (Property\ Tax + MCST + Agent\ Fee + Repairs)}{Property\ Value} \times 100Under IRAS rules, lease stamp duty is 0.4% of total rent for leases of 4 years or less (exempt if AAR <= $1,000), customarily paid by the tenant. Net rental yield deducts non-owner-occupied property tax, condo maintenance (MCST), landlord agent commissions, and maintenance.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
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