Calculate guaranteed tax-free returns for Public Provident Fund (7.1%) and Employees' Provident Fund (8.25%) retirement corpus.
| वर्ष | प्रारंभिक शेष | वार्षिक जमा | अर्जित ब्याज | अंतिम शेष |
|---|---|---|---|---|
| 1 वर्ष | ₹0 | ₹1,50,000 | +₹10,650 | ₹1,60,650 |
| 2 वर्ष | ₹1,60,650 | ₹1,50,000 | +₹22,056 | ₹3,32,706 |
| 3 वर्ष | ₹3,32,706 | ₹1,50,000 | +₹34,272 | ₹5,16,978 |
| 4 वर्ष | ₹5,16,978 | ₹1,50,000 | +₹47,355 | ₹7,14,333 |
| 5 वर्ष | ₹7,14,333 | ₹1,50,000 | +₹61,368 | ₹9,25,701 |
| 6 वर्ष | ₹9,25,701 | ₹1,50,000 | +₹76,375 | ₹11,52,076 |
| 7 वर्ष | ₹11,52,076 | ₹1,50,000 | +₹92,447 | ₹13,94,523 |
| 8 वर्ष | ₹13,94,523 | ₹1,50,000 | +₹1,09,661 | ₹16,54,184 |
| 9 वर्ष | ₹16,54,184 | ₹1,50,000 | +₹1,28,097 | ₹19,32,281 |
| 10 वर्ष | ₹19,32,281 | ₹1,50,000 | +₹1,47,842 | ₹22,30,123 |
| 11 वर्ष | ₹22,30,123 | ₹1,50,000 | +₹1,68,989 | ₹25,49,112 |
| 12 वर्ष | ₹25,49,112 | ₹1,50,000 | +₹1,91,637 | ₹28,90,749 |
| 13 वर्ष | ₹28,90,749 | ₹1,50,000 | +₹2,15,893 | ₹32,56,642 |
| 14 वर्ष | ₹32,56,642 | ₹1,50,000 | +₹2,41,872 | ₹36,48,514 |
| 15 वर्ष | ₹36,48,514 | ₹1,50,000 | +₹2,69,694 | ₹40,68,208 |
F = P × [ ( (1 + i)^n - 1 ) / i ] × (1 + i)पीपीएफ भारत सरकार की 15-वर्षीय संप्रभु गारंटी योजना है जो EEE (जमा, ब्याज और निकासी तीनों कर-मुक्त) लाभ देती है। ईपीएफ में 12% कर्मचारी और 3.67% नियोक्ता का हिस्सा 8.25% ब्याज से बढ़ता है।
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