Calculate statutory sickness benefit under German SGB V: 70% gross vs. 90% net cap, social deductions, and net payout.
標準額面給与（2026年上限 5,512.50 €/月）
通常の手取り額
夏季賞与、年末一時金等（傷病手当金算定基礎に加算）
| 項目 | 日額 | 月額（30日換算） |
|---|---|---|
| 額面給与の70% | €84.00 | €2,520.00 |
| 手取り給与の90%（上限） | €72.00 | €2,160.00 |
| 算定基準額面傷病手当金 | €72.00 | €2,160.00 |
| - 公的年金保険料 (9.3%) | -€6.70 | -€200.88 |
| - 雇用保険料 (1.3%) | -€0.94 | -€28.08 |
| - 介護保険料 (2.2 %) | -€1.58 | -€47.52 |
| = 手取り傷病手当金最終受給額 | €62.78 | €1,883.52 |
| 通常手取り比不足額 | — | -€516.48 |
傷病手当金 = Min( 額面の70%, 手取りの90% ) - (年金9.3% + 雇用1.3% + 介護2.2%/2.8%)額面の70%と手取りの90%のうち低い額が基準となり、年金・雇用・介護保険料が控除されます（健康保険料は受給期間中免除）。
The metrics and calculations provided by this tool are general statistical approximations and do not substitute for professional medical advice, clinical diagnosis, or individualized diet therapy. Physiological variables and health histories vary widely. Always consult a qualified physician or healthcare provider regarding any health condition.
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