Simulate Brazilian Capital Gains Tax (GCAP): progressive 15%-22.5% rates on real estate sales, statutory 180-day residential reinvestment exemption, and B3 stock market DARFs (Swing 15% with R$ 20k exemption vs. Day Trade 20%).
Gross sale proceeds registered in public deed or broker note.
Declared purchase cost plus registered improvements, ITBI and notary fees.
Broker fees and B3 exchange tariffs deductible from gross profit.
\text{Ganho de Capital} = \text{Valor da Venda} - \text{Custo de Aquisição} - \text{Corretagem/Reformas}; \quad \text{DARF} = \text{Ganho} \times \text{Alíquota}Capital gains tax levies the net profit upon property or asset disposal. Real estate incurs progressive rates from 15% to 22.5%, with a complete 180-day reinvestment tax shield under Law 11.196/05. Stock market swing trades enjoy a R$ 20k/month tax exemption, whereas day trades pay 20% on all gains.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, underwriting, or legal advice. Actual interest rates, closing costs, lender fees, and statutory criteria may vary. Calconova explicitly disclaims all liability for any financial decisions or actions taken based upon these calculations. Users are strongly advised to consult a certified financial planner, CPA, or licensed lending officer prior to executing financial commitments.
Comprehensive Brazilian CLT employment termination breakdown: statutory notice pay, proportional 13th salary, accrued vacation + 1/3, and 40% or 20% FGTS severance penalties.
Calculate Brazil CLT net take-home salary with 2026 progressive INSS brackets, IRRF with automatic simplified discount comparison (R$ 564.80), dependents, and transit voucher.
Simulate net Brazil CLT vacation pay: statutory days with constitutional 1/3 bonus, abono pecuniário (selling 10 days tax-free), optional 13th salary advance, and tax withholdings.