2026 529 College Savings Plan Growth & SECURE 2.0 Rollover Matrix
Starting a 529 plan at infancy allows compound growth to fund the majority of future college costs. Under SECURE 2.0, up to $35,000 of unused 529 savings can be rolled over tax-free into a Roth IRA for the beneficiary.
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Scenario Benchmark Data Table
Total 4 scenario records. Click column headers to sort or search below.
Monthly Savings | Principal Saved (15 Yrs) | Tax-Free Earnings (7%) | Projected Fund at Age 18 |
|---|---|---|---|
| $250 /mo | $50,000 | $44,780 | $94,780 |
| $400 /mo | $77,000 | $69,650 | $146,650 |
| $600 /mo | $113,000 | $102,800 | $215,800 |
| $1,000 /mo | $185,000 | $169,100 | $354,100 |
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, underwriting, or legal advice. Actual interest rates, closing costs, lender fees, and statutory criteria may vary. Calconova explicitly disclaims all liability for any financial decisions or actions taken based upon these calculations. Users are strongly advised to consult a certified financial planner, CPA, or licensed lending officer prior to executing financial commitments.
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Directly verified answers for financial decision makers and analysts.