Calculate your Irish Revenue Rent Tax Credit (€1,000 single / €2,000 joint) and Mortgage Interest Tax Credit (up to €1,250) tax refund entitlement.
Official Revenue Ireland claiming parameters
Qualifying window: €80,000 to €500,000.
Tax credits cannot exceed your total income tax liability.
Credit_{Rent} = \min(Rent_{Paid} \times 20\%, Cap_{Status}) \\
Cap_{Status} = \begin{cases} €1,000 & \text{Single} \\ €2,000 & \text{Married / Civil Partner} \end{cases} \\
Credit_{Mortgage} = \min((Interest_{Current} - Interest_{2022}) \times 20\%, €1,250) \\
Actual\ Usable\ Credit = \min(Credit_{Total}, PAYE\ Tax\ Liability)The Revenue Rent Tax Credit is calculated at 20% of eligible rent paid during the tax year, capped at €1,000 for single tenants and €2,000 for jointly assessed married couples. The Mortgage Interest Tax Credit grants 20% of the interest increase between the baseline year (2022) and the current tax year, capped at €1,250.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual Central Bank of Ireland mortgage caps, Revenue PAYE/USC/PRSI rules, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor, CPA, or Irish Revenue documentation prior to executing financial commitments.
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