Calculate monthly tax-free passive income from Brazilian Real Estate Funds (FIIs). Discover your fund's 'Magic Number' — where monthly payouts automatically buy an extra quota every month.
Market price on B3 exchange.
Net tax-free cash dividend per share.
\text{Número Mágico} = \left\lceil \frac{\text{Preço da Cota}}{\text{Dividendo Mensal por Cota}} \right\rceil; \qquad DY_{\text{anual}} = \left(1 + \frac{D}{P}\right)^{12} - 1The Magic Number is the financial independence threshold in FII investing. Once attained, monthly dividend payouts equal or exceed the market price of one quota, allowing your portfolio to automatically buy more shares every single month without fresh capital.
Pre-calculated benchmark tables across different budgets, terms, and rate models.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, underwriting, or legal advice. Actual interest rates, closing costs, lender fees, and statutory criteria may vary. Calconova explicitly disclaims all liability for any financial decisions or actions taken based upon these calculations. Users are strongly advised to consult a certified financial planner, CPA, or licensed lending officer prior to executing financial commitments.
Comprehensive Brazilian CLT employment termination breakdown: statutory notice pay, proportional 13th salary, accrued vacation + 1/3, and 40% or 20% FGTS severance penalties.
Calculate Brazil CLT net take-home salary with 2026 progressive INSS brackets, IRRF with automatic simplified discount comparison (R$ 564.80), dependents, and transit voucher.
Simulate net Brazil CLT vacation pay: statutory days with constitutional 1/3 bonus, abono pecuniário (selling 10 days tax-free), optional 13th salary advance, and tax withholdings.