Finance & Loan Calculation Tools
Calculate mortgage amortization schedules, compound interest returns, sales tax, auto loans, and retirement fund projections with enterprise-grade 0-drift accuracy.
Ireland Salary Calculator — 2026 PAYE, USC & PRSI Net Pay
Calculate 2026 Irish net take-home pay: Standard Rate Cut-Off Point (€44k), 40% higher rate, USC 4 bands, PRSI Class A, and Personal & Employee tax credits.
Revenue Rent Tax Credit (€1,000 / €2,000) & Mortgage Interest Relief Calculator
Calculate your Irish Revenue Rent Tax Credit (€1,000 single / €2,000 joint) and Mortgage Interest Tax Credit (up to €1,250) tax refund entitlement.
Irish Pension Contribution Tax Relief Calculator (PRSA & AVC Relief)
Calculate Irish pension tax relief based on Revenue age limits (15% to 40%), €115,000 earnings cap, 40% higher rate refund, and net out-of-pocket costs.
Ireland 'My Future Fund' Auto-Enrolment Retirement Savings Calculator
Calculate Ireland 'My Future Fund' Auto-Enrolment pension savings: Employee & Employer 1.5% to 6% match + State €1-for-€3 top-up up to €80,000 cap.
Irish Self-Employed Tax, Class S PRSI & Preliminary Tax Calculator (Form 11)
Calculate Irish Sole Trader taxes: Income Tax, Class S PRSI (4.1%), 3% USC surcharge on profits over €100,000, and 31 October Preliminary Tax obligations.
Irish Capital Gains Tax (33%), DIRT & ETF Deemed Disposal (41% Exit Tax) Calculator
Calculate Irish Capital Gains Tax (33% with €1,270 exemption), deposit DIRT (33%), and 8-year ETF Deemed Disposal (41% Exit Tax vs direct equities comparison).
Irish Capital Acquisitions Tax (CAT 33%) — Group A/B/C Inheritance & Gift Tax Calculator
Calculate Irish CAT (33%): Group A (€400k), Group B (€40k), Group C (€20k) thresholds, prior benefits aggregation, and €3,000 Small Gift Exemption.
Ireland Help to Buy (HTB) Incentive Calculator — Up to €30,000 First-Time Buyer Rebate
Calculate your Revenue Ireland Help to Buy (HTB) rebate: Up to €30,000 or 10% of new-build purchase price based on income tax and DIRT paid over the last 4 tax years.
First Home Scheme Ireland (FHS Shared Equity) Calculator — Up to 30% Equity
Calculate your Ireland First Home Scheme (FHS) equity support (up to 30% / 20% with HTB), Local Authority price caps, and Year 6+ service charge schedule.
Irish Property Stamp Duty Calculator — 1%, 2%, 6% & 10% Bulk Rates
Calculate Irish property stamp duty under Budget 2025: 1% first €1m, 2% between €1m–€1.5m, 6% over €1.5m, 7.5% commercial, and 10% residential bulk purchase surcharge.
Revenue Local Property Tax (LPT) Calculator — 19 Valuation Bands & LAF ±15%
Calculate Revenue Ireland Local Property Tax (LPT) across all 19 valuation bands, including council Local Adjustment Factors (+/-15%) and monthly direct debit installments.
RTB Rent Pressure Zone (RPZ) Calculator — 2% Annual Rent Increase Cap
Calculate allowable rent increases under Irish RTB Rent Pressure Zone (RPZ) rules: Lower of 2.0% per annum or HICP inflation, 12-month review interval, and notice deadlines.
Finance & Loans What You Need to Know
All tools in Calconova are engineered with institutional financial and scientific formulas. The enterprise decimal.js engine is utilized to eliminate floating-point rounding errors typical of standard JavaScript applications.
All calculations execute directly on your local device (Edge/Client-side); none of your data is stored on remote servers, guaranteeing 100% privacy.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual Central Bank of Ireland mortgage caps, Revenue PAYE/USC/PRSI rules, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor, CPA, or Irish Revenue documentation prior to executing financial commitments.