Calculate your realistic mathematical probability of winning the £1,000,000 jackpot, expected monthly prizes, and median tax-free return on NS&I Premium Bonds.
100% capital protected by HM Treasury.
Because all NS&I prizes are legally exempt from UK Income Tax and CGT, Higher Rate (40%) taxpayers need a standard bank account paying 6.92% to match the 4.15% headline rate once their £500 savings allowance is used!
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual HMRC tax bands, National Insurance contributions, Bank of England base rates, and lender criteria may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a qualified financial advisor, CPA, or official HMRC documentation prior to executing financial commitments.
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