Calculate statutory sickness benefit under German SGB V: 70% gross vs. 90% net cap, social deductions, and net payout.
Regular gross pay (capped at statutory BBG of €5,512.50/mo)
Regular net take-home salary on payslip
Holiday pay, 13th salary, performance bonus (increases benefit)
| Item | Calendar Daily | Monthly (30 Days) |
|---|---|---|
| 70% of Gross Earnings | €84.00 | €2,520.00 |
| 90% of Net Earnings (Cap) | €72.00 | €2,160.00 |
| Standard Gross Sick Pay | €72.00 | €2,160.00 |
| - Pension Insurance (9.3%) | -€6.70 | -€200.88 |
| - Unemployment Insurance (1.3%) | -€0.94 | -€28.08 |
| - Nursing Care Insurance (2.2 %) | -€1.58 | -€47.52 |
| = Net Sick Pay Payout | €62.78 | €1,883.52 |
| Monthly Deficit vs. Normal Net | — | -€516.48 |
Krankengeld = Min( 70% Gross, 90% Net ) - (Pension 9.3% + UI 1.3% + Care 2.2%/2.8%)Statutory health insurance pays the lesser of 70% regular gross earnings or 90% regular net earnings. Employee social insurance contributions (excluding health insurance) are deducted.
The metrics and calculations provided by this tool are general statistical approximations and do not substitute for professional medical advice, clinical diagnosis, or individualized diet therapy. Physiological variables and health histories vary widely. Always consult a qualified physician or healthcare provider regarding any health condition.
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