Calculate mandatory Singapore Skills Development Levy (SDL 0.25%, min $2, max $11.25) paid by employers and tiered SHG employee payroll deductions (CDAC, MBMF, SINDA, ECF).
Includes basic wages, overtime, fixed allowances, commissions, and bonuses.
0.25% of gross wages (Min $2.00, Max $11.25). 100% employer borne.
\text{Employer SDL} = \min(S\$11.25, \max(S\$2.00, \text{Monthly Gross} \times 0.25\%)) \\
\text{CDAC (Chinese)}: S\$0.50 \sim S\$3.00 \\
\text{MBMF (Muslim)}: S\$3.00 \sim S\$30.00 \\
\text{SINDA (Indian)}: S\$1.00 \sim S\$30.00 \\
\text{ECF (Eurasian)}: S\$2.00 \sim S\$20.00The Skills Development Levy (SDL) is a mandatory employer contribution under SkillsFuture Singapore, payable at 0.25% of monthly remuneration (min S$2.00, max S$11.25) for all local and foreign staff. Self-Help Group (SHG) funds are tiered monthly deductions withheld by the employer from the employee's wage according to their race or religion.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, or legal advice. Actual CPF interest rates, ABSD criteria, COE prices, and bank mortgage rates may vary. Calconova explicitly disclaims all liability for any decisions taken based upon these calculations. Consult a MAS-licensed financial adviser or IRAS/CPF officer prior to executing financial commitments.
Calculate 2026 Singapore CPF contributions for Citizen and PR, S$8,000 Ordinary Wage ceiling, Additional Wage bonus cap, and OA/SA/MediSave distribution.
Estimate lifelong monthly retirement payouts under Singapore CPF LIFE based on age 55 RA savings (BRS $106.5k, FRS $213k, ERS $426k) and plan choice.
Calculate guaranteed compound growth across OA (2.5%), SA/MA (4.05%), and extra 1% to 2% tiered government interest for up to 30 years.