Simulate annual Brazilian Federal Personal Income Tax (DIRPF): compare tax refund vs payable under Itemized Deductions (unlimited health, education, dependents, PGBL) vs Simplified (flat 20% discount).
Sum of contractual salaries, 13th, pro-labore, and taxable rents.
Cumulative IRRF tax withholdings reported in annual earnings statement.
100% tax deductible without statutory upper ceiling.
Statutory cap: R$ 3,561.50 per student/dependent.
Statutory annual deduction of R$ 2,275.08 per eligible dependent.
100% deductible from gross taxable income base.
Deductible up to 12% of total gross taxable income.
\text{Imposto Devido} = \text{Base de Cálculo} \times \text{Alíquota} - \text{Parcela a Deduzir}; \quad \text{Saldo} = \text{Imposto Devido} - \text{IRRF Retido}Under the Simplified return, taxpayers substitute all itemized receipts with a flat 20% discount (capped at R$ 16,754.34). Under the Itemized return, 100% of medical expenses, capped education, dependents, INSS, and PGBL pension contributions are deducted.
All calculations, amortizations, and scenario projections displayed on this page are strictly for informational and educational purposes. Nothing herein constitutes investment, financial, tax, underwriting, or legal advice. Actual interest rates, closing costs, lender fees, and statutory criteria may vary. Calconova explicitly disclaims all liability for any financial decisions or actions taken based upon these calculations. Users are strongly advised to consult a certified financial planner, CPA, or licensed lending officer prior to executing financial commitments.
Comprehensive Brazilian CLT employment termination breakdown: statutory notice pay, proportional 13th salary, accrued vacation + 1/3, and 40% or 20% FGTS severance penalties.
Calculate Brazil CLT net take-home salary with 2026 progressive INSS brackets, IRRF with automatic simplified discount comparison (R$ 564.80), dependents, and transit voucher.
Simulate net Brazil CLT vacation pay: statutory days with constitutional 1/3 bonus, abono pecuniário (selling 10 days tax-free), optional 13th salary advance, and tax withholdings.